Looking to lower your operating loan's effective interest rate by 1.25%? Earn cash patronage at the Farm Credit Illinois cooperative "The biggest advantage of an operating loan with Farm Credit is cash patronage. I don't know any bank that's going to cut me a check for doing business with them." Kevin Lash Effingham County FCl's June 2021 cash patronage payment lowered the effective interest rate of 90% of the 2020 FCI operating loans by 1.25% or more. (This calculation is based on 2,917 operating lines of credit with at least a $100 average daily balance in 2020 that were not young & beginning farmer discounted loans.) FARM CREDIT Learn how cash patronage payments lower your loan's effective interest rate: farmcreditIL.com/operate ILLINOIS Helping Farm Families Succeed Looking to lower your operating loan's effective interest rate by 1.25%? Earn cash patronage at the Farm Credit Illinois cooperative "The biggest advantage of an operating loan with Farm Credit is cash patronage. I don't know any bank that's going to cut me a check for doing business with them." Kevin Lash Effingham County FCl's June 2021 cash patronage payment lowered the effective interest rate of 90% of the 2020 FCI operating loans by 1.25% or more. (This calculation is based on 2,917 operating lines of credit with at least a $100 average daily balance in 2020 that were not young & beginning farmer discounted loans.) FARM CREDIT Learn how cash patronage payments lower your loan's effective interest rate: farmcreditIL.com/operate ILLINOIS Helping Farm Families Succeed